Consumer and Auto Credit Underwriter

Company: Regional Finance
Location: Plano
Posted on: April 5, 2026

Job Description:

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Job Purpose The Centralized Underwriter is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential or current customers. Duties and Responsibilities Analyze credit data to determine the risk in extending credit. Make decisions to approve or deny the extension of credit within a set authority established by senior management and state and federal laws. Develop and maintain positive relationships with branch personnel by providing exceptional customer service on all credit and policy questions to maximize efficiency with the company. Maintain an environment that facilitates compliance. Ensure all credit decisions are communicated within the timeline provided by management. Other duties as assigned by management. Minimum Qualifications Minimum 1 year of Consumer/Auto underwriting experience. Requires PC proficiency in Microsoft Office - Outlook, Word, and Excel. High School diploma Must pass pre-employment screenings Preferred Qualifications Bachelor’s degree in a related field such as Business, Finance or Mathematics or equivalent experience Proven record and extensive background in consumer finance industry. Critical Competencies Detailed oriented and driven to produce results. Excellent communication skills Ability to thrive in a fast pace environment Excellent analytical, problem-solving, organizational, and time management skills. Working Conditions This position primarily works in an office environment, sitting at a desk, working on a computer. Must be willing to work Monday-Friday until 8:00PM and occasional Saturdays until 3pm If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Keywords: Regional Finance, DeSoto , Consumer and Auto Credit Underwriter, Accounting, Auditing , Plano, Texas